Our Savings Account comprises all facets of an investment i.e. income, security and growth and has been developed to suit the requirements of individuals and business entities.

Salient features

• Available in PKR, USD, GBP, EURO & AED
• Free from any minimum balance charges
• Profit is calculated on monthly average basis
• Profit will be paid every month
• Unlimited deposits and withdrawals
• Enjoy higher profits on higher balances
• Free ATM card with access to more than 3800 ATM, nationwide
• e-Statement
• 24/7 Phone Banking  
• SMS banking

The ABPL saving account is based on the Islamic concept of Mudarabah. Under this arrangement the customer is Rab-ul-maal (Investor) and the bank is Mudarib (Fund manager). Your deposit will be invested in profitable business ventures which are legal and Shariah compliant, and the profit/loss will be shared in a pre determined ratio. As fund manager, the bank will be entitled to a part of the profit, whereas profit distribution amongst the depositors and shareholders will be made according to weightages assigned to their investment at the beginning of each month.

Eligibility criteria

• Individuals (18years & old)
• Sole Proprietor
• Partnerships
• Companies
• Clubs / Societies / Associations / Trusts