 |
| product & services |
| |
| Actual Declared/Paid Profit Rates on Deposits |
| |
| Terms & Conditions |
2010
PLS SAVING
Type of Deposit |
Quarters |
| |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
PLS Savings |
5.55% |
5.52% |
-- |
-- |
INCENTIVE ACCOUNTS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
Incentive Accounts |
6.60% |
6.48% |
-- |
-- |
| Below Rs. 100,000 |
5.02% |
5.04% |
-- |
-- |
KHAZANA ACCOUNTS
| Type of Deposit |
Quarters |
Khazana Accounts |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| Rs. 250,000 to Rs. 4,999,999 |
7.13% |
6.96% |
-- |
-- |
| Rs. 5,000,000 to Rs. 9,999,999 |
7.26% |
7.20% |
-- |
-- |
| Rs. 10,000,000 to Rs. 24,999,999 |
7.40% |
7.32% |
-- |
-- |
| Rs. 25,000,000 to Rs. 49,999,999 |
7.53% |
7.44% |
-- |
-- |
| Rs. 50,000,000 to Rs. 99,999,999 |
7.66% |
7.56% |
-- |
-- |
| Rs. 100,000,000 to Rs. 249,999,999 |
7.79% |
7.68% |
-- |
-- |
| Rs. 250,000,000 to Rs. 499,999,999 |
8.06% |
7.92% |
-- |
-- |
| Rs. 500,000,000 and Above |
8.58% |
0.00% |
-- |
-- |
| 7 Days Notice (applicable on deposits accounts below Rs. 250,000/-) |
5.02% |
5.04% |
-- |
-- |
TERM DEPOSITS
Type of Deposit |
Quarters |
Term Deposits |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| 7 Days Notice |
5.02% |
5.04% |
-- |
-- |
| 1 Month |
6.60% |
6.48% |
-- |
-- |
| 3 Months |
8.19% |
8.04% |
-- |
-- |
| 6 Months |
8.85% |
8.76% |
-- |
-- |
| 1 Year |
10.17% |
9.48% |
-- |
-- |
| 2 Years |
10.70% |
9.96% |
-- |
-- |
| 3 Years |
11.23% |
10.56% |
-- |
-- |
| 5 Years |
12.15% |
11.52% |
-- |
-- |
MAHANA AMADANI SCHEME
|
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| 1 Year |
11.55% |
10.27% |
-- |
-- |
| 2 Years |
11.80% |
10.66% |
-- |
-- |
| 3 Years |
12.05% |
11.04% |
-- |
-- |
| 4 Years |
13.05% |
11.52% |
-- |
-- |
| 5 Years |
14.10% |
12.01% |
-- |
-- |
AMI ACCOUNTS
Type of Deposit |
Quarters |
AMI Accounts |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| 3 Months |
8.22% |
8.05% |
-- |
-- |
| 6 Months |
8.87% |
8.72% |
-- |
-- |
| 1 Year |
10.21% |
9.49% |
-- |
-- |
| 2 Years |
10.70% |
9.98% |
-- |
-- |
| 3 Years (Monthly Payment) |
11.32% |
10.53% |
-- |
-- |
| 5 Years |
12.17% |
11.49% |
-- |
-- |
FOREIGN CURRENCY SAVINGS ACCOUNTS
Type of Deposit |
Quarters |
(NEW & OLD SCHEME) |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| Saving Accounts - US$ |
0.11% |
0.11% |
-- |
-- |
| Saving Accounts - GBP |
0.11% |
0.11% |
-- |
-- |
| Saving Accounts - Euro |
0.11% |
0.11% |
-- |
-- |
| Saving Accounts - DM |
0.11% |
0.11% |
-- |
-- |
FOREIGN CURRENCY SAVINGS ACCOUNTS - TERMS DEPOSITS
Type of Deposit |
Quarters |
(NEW & OLD SCHEME) |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
| Saving Accounts - US$ |
0.27% |
0.26% |
-- |
-- |
| Saving Accounts - GBP |
0.27% |
0.26% |
-- |
-- |
| Saving Accounts - Euro |
0.27% |
0.26% |
-- |
-- |
| Saving Accounts - DM |
0.27% |
0.26% |
-- |
-- |
|
2009
PLS SAVING
Type of Deposit |
Quarters |
| |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
PLS Savings |
6.97% |
5.56% |
5.75% |
5.52% |
INCENTIVE ACCOUNTS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
Incentive Accounts |
7.80% |
7.06% |
6.98% |
7.01% |
| Below Rs. 100,000 |
|
|
5.50% |
5.03% |
KHAZANA ACCOUNTS
| Type of Deposit |
Quarters |
Khazana Accounts |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
Below Rs. 250,000 |
- |
- |
- |
- |
Rs. 250,000 to Rs. 4,999,999 |
8.81% |
8.83% |
8.05% |
7.50% |
Rs. 5,000,000 to Rs. 9,999,999 |
9.40% |
8.64% |
8.54% |
7.75% |
Rs. 10,000,000 to Rs. 24,999,999 |
9.65% |
8.82% |
8.78% |
7.83% |
Rs. 25,000,000 to Rs. 49,999,999 |
9.82% |
9.35% |
9.03% |
7.91% |
Rs. 50,000,000 to Rs. 99,999,999 |
9.99% |
9.88% |
9.52% |
8.16% |
Rs. 100,000,000 to Rs. 249,999,999 |
10.24% |
10.14% |
9.77% |
8.24% |
Rs. 259,000,000 to Rs. 499,999,999 |
11.08% |
10.41% |
10.26% |
8.41% |
Rs. 500,000,000 and above |
11.50% |
10.58% |
10.51% |
9.07% |
TERM DEPOSITS
Type of Deposit |
Quarters |
Term Deposits |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
7 Days Notice |
6.13% |
5.03% |
5.50% |
5.03% |
1 Month |
7.38% |
6.62% |
6.49% |
6.51% |
3 Months |
8.22% |
8.64% |
8.05% |
8.08% |
6 Months |
8.98% |
9.09% |
8.78% |
8.74% |
1 Year |
9.82% |
9.61% |
10.02% |
10.06% |
2 Years |
10.24% |
10.58% |
10.51% |
10.55% |
3 Years |
11.08% |
11.11% |
11.00% |
11.04% |
5 Years |
11.83% |
12.61% |
11.99% |
12.03% |
MAHANA AMADANI SCHEME
|
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
1 Year |
11.42% |
11.64% |
11.51% |
11.54% |
2 Years |
11.80% |
11.91% |
11.77% |
11.79% |
3 Years |
12.02% |
12.17% |
12.02% |
12.03% |
4 Years |
13.26% |
13.14% |
13.00% |
13.02% |
5 Years |
13.98% |
14.20% |
14.04% |
14.09% |
AMI ACCOUNTS
Type of Deposit |
Quarters |
AMI Accounts |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
3 Months |
8.22% |
8.25% |
7.90% |
8.10% |
6 Months |
9.98% |
9.04% |
8.60% |
8.62% |
1 Year |
9.82% |
9.86% |
9.75% |
9.60% |
2 Years |
10.24% |
10.32% |
10.35% |
10.10% |
3 Years |
12.02% |
12.16% |
11.50% |
10.94% |
5 Years |
11.83% |
12.54% |
12.05% |
11.94% |
FOREIGN CURRENCY SAVINGS ACCOUNTS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
US Dollars |
0.45% |
- |
0.10% |
0.10% |
UK Pound |
0.45% |
- |
0.10% |
0.10% |
Euro |
0.45% |
- |
0.10% |
0.10% |
DM |
0.45% |
- |
0.10% |
0.10% |
FOREIGN CURRENCY SAVINGS ACCOUNTS - TERMS DEPOSITS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
US Dollars |
- |
- |
0.52% |
0.26% |
UK Pound |
- |
- |
0.52% |
0.26% |
Euro |
- |
- |
0.52% |
0.26% |
DM |
- |
- |
0.52% |
0.26% |
|
2008
PLS SAVING
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
PLS Savings |
|
2.70% |
5.15% |
8.51% |
INCENTIVE ACCOUNTS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
Incentive Accounts |
|
3.78% |
5.85% |
9.51% |
KHAZANA ACCOUNTS
| Type of Deposit |
Quarters |
Khazana Accounts |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
Below Rs. 250,000 |
- |
- |
- |
- |
Rs. 250,000 to Rs. 4,999,999 |
8.81% |
8.83% |
8.05% |
- |
Rs. 5,000,000 to Rs. 9,999,999 |
9.40% |
8.64% |
8.54% |
- |
Rs. 10,000,000 to Rs. 24,999,999 |
9.65% |
8.82% |
8.78% |
- |
Rs. 25,000,000 to Rs. 49,999,999 |
9.82% |
9.35% |
9.03% |
- |
Rs. 50,000,000 to Rs. 99,999,999 |
9.99% |
9.88% |
9.52% |
- |
Rs. 100,000,000 to Rs. 249,999,999 |
10.24% |
10.14% |
9.77% |
- |
Rs. 259,000,000 to Rs. 499,999,999 |
11.08% |
10.41% |
10.26% |
- |
Rs. 500,000,000 and above |
11.50% |
10.58% |
10.51% |
- |
TERM DEPOSITS
Type of Deposit |
Quarters |
Term Deposits |
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
7 Days Notice |
|
1.15% |
5.03% |
7.51% |
1 Month |
|
3.60% |
5.25% |
9.01% |
3 Months |
|
6.72% |
7.25% |
10.01% |
6 Months |
|
6.78% |
7.85% |
11.01% |
1 Year |
|
6.85% |
8.50% |
12.01% |
2 Years |
|
7.18% |
9.15% |
12.51% |
3 Years |
|
8.47% |
10.00% |
13.51% |
5 Years |
|
9.47% |
11.00% |
14.51% |
MAHANA AMADANI SCHEME
|
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
1 Year |
|
|
0.00% |
11.51% |
2 Years |
|
|
0.00% |
11.77% |
3 Years |
|
|
10.50% |
12.01% |
4 Years |
|
|
0.00% |
13.04% |
5 Years |
|
|
11.50% |
14.01% |
AMI ACCOUNTS
Type of Deposit |
Quarters |
AMI Accounts |
Jan - Mar |
Apr - Jun |
Apr - Jun |
Oct - Dec |
3 Months |
|
|
6.72% |
10.01% |
6 Months |
|
|
6.78% |
11.01% |
1 Year |
|
|
6.85% |
12.01% |
2 Years |
|
|
7.18% |
12.51% |
3 Years |
|
|
8.47% |
13.51% |
5 Years |
|
|
9.47% |
14.51% |
FOREIGN CURRENCY SAVINGS ACCOUNTS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
US Dollars |
- |
- |
- |
- |
UK Pound |
- |
- |
- |
- |
Euro |
- |
- |
- |
- |
DM |
- |
- |
- |
- |
FOREIGN CURRENCY SAVINGS ACCOUNTS - TERMS DEPOSITS
Type of Deposit |
Quarters |
|
Jan - Mar |
Apr - Jun |
Jul - Sep |
Oct - Dec |
US Dollars |
- |
- |
- |
- |
UK Pound |
- |
- |
- |
- |
Euro |
- |
- |
- |
- |
DM |
- |
- |
- |
- |
Profit Weightages July to September 2010
 download
Profit Weightages April to June 2010
download
Profit Weightages January to March 2010
download
CHANGE IN MADARIB
Revised Profit Sharing Ratio
Effective from 1st July 2005, following will be the Revised Mudarib Share of profit on AMI deposits:
| Account Holder |
A I B |
50%
|
Maximum upto 50%
|
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