Al Bait Home Finance

Al Baraka Al Bait Home Finance, is the solution to your home financing needs. You can own your dream home, renovate and even construct one. Our Shariah compliant Al Baraka Al Bait Home Finance provides you the following options:
  • 1. Purchase of House – Outright Purchase
  • 2. Land + Construction
  • 3. Construction
  • 4. Home Improvement/ Renovation
  • 5. Asset Transfer Facility
  • • Shariah Compliant
  • • Minimum Financing amount – Rs. 0.3 million
  • • Maximum Financing – up to Rs. 35 million
  • • Financing up to 80% of property value
  • • Minimum Monthly Net take home Rs 50,000/- (for salaried)
  • • Minimum Monthly Net take home Rs 80,000/- (for SEP/SEB)
  • • Quick processing time
  • • Affordable monthly payment
  • • Term Rescheduling Option
  • • Early & Partial settlement options as per the applicable terms
S.No Items Description Persons with Disabilities Women (Salaried/SEB/SEP)
1 Profit Rate Discount up to Segment Current Spread Discounted Rate Discounted Rate
SEB/SEP (Fresh) 4.00% 2.00% 2.00%
SEB/SEP(BTF) 3.50% 1.00% 1.00%
Salaried (Non CCM Companies) 3.50% 1.00% 1.00%
Salaried (CCM Companies) 2.50% 0.50% 0.50%
2 Application Processing Fee Waiver up to 50% 25%
3 Early Buy Out Price Waiver/Discount Up to 100% 50%
4 Application Pickup From the location of the applicant From the location of the applicant
5 Application Processing Priority (subject to complete documents received) Priority (subject to complete documents received)

For further details you may please contact us at 111-113-442 or visit www.albaraka.com.pk

Most Popular Products

Current Account can be opened in one of the listed currency below with no restriction in the number of withdrawal and deposits.

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Al Baraka Business Plus Account has evolved with time to offer ease, flexibility and a wide range of unmatched free services. This product is specially tailored to match all the daily needs of business class and individual customers.

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Al Baraka Shafqaat Account has been introduced as socially responsible banking services for most valued segments of our society in order for them to make their routine transactions with premium customer support along with healthy return on their investment. Al Baraka is the only full-fledged Islamic bank to offer such account services for the target market mentioned herein. This account comes along with a wide range of free services and benefits.


Al Baraka Mahana Barkah Account provides regular stream of halaal monthly income for lower and middle group customers with the same convenience and services of a regular savings account.



Home Details
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Note :  Move pointer as per your Down Payment %.

20 % Amount

Note :  Move pointer as per your Finance term request.

3 years
Tentative / Estimated Monthly Installment
(Excl Takaful)


Terms and Condition apply

Price of Assets PKR
Finance Amount PKR
Down Payment PKR
If you want to apply for this product please provide the following information.
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