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Al Baraka Banking Group is licensed as an Islamic wholesale bank by the Central Bank of Bahrain and is listed on Bahrain Bourse and Nasdaq Dubai stock exchanges. It is a leading international Islamic banking group providing its unique services in countries with a population totaling around one billion. The Group has a wide geographical presence in the form of subsidiary banking units and representative offices in 17 countries, which in turn provide their services through over 700 branches. Al Baraka currently has a strong presence in Turkey, Jordan, Egypt, Algeria, Tunisia, Sudan, Bahrain, Pakistan, South Africa, Lebanon, Syria, Saudi Arabia and Morocco, in addition to a Digital bank in Germany, two branches in Iraq and two representative offices in Indonesia and Libya.

Dr. Jehad El-Nakla, Director

Dr. Jehad El-Nakla is currently an Independent Board Member of Al Baraka Banking Group (ABG) and a non-executive Board Member of Jordan Islamic Bank . He is also a Senior Advisor at Acreditus Partners , which is a boutique advisory services covering risk, governance, credit ratings and Sukuk. Prior to this, he served as the General Manager of Moody’s Investors Service Middle East (Moody’s Credit Rating Agency) in Dubai from November 2007 until March 2020. Dr. El-Nakla also served on the boards of three of Moody’s subsidiaries in Egypt, Cyprus and the UAE. Prior to Moody’s, he was a Deputy General Manager at Arab National Bank in Riyadh.
Dr. El-Nakla has over thirty years of experience in mixed commercial banking and credit rating agency at senior levels as well as possessing strong credit, risk management and financial analysis skills. Dr. El-Naka has a PhD degree in Numerical Analysis from Loughborough University in the UK.

Representing Al Baraka Islamic Bank B.S.C. (c)
Mr. Tariq Mahmood Kazim, Director*

Mr. Tariq Kazim has over 36 years of experience in Banking & General Management, 26 of which have been in Senior Management Positions. He is currently serving as General Manager Business Group and in charge of Corporate, Commercial, SME, Retail, FI and Treasury units of Al Baraka Islamic Bank B.S.C. He has also served as Deputy General Manager - Support Services and Overseas Branches at Al Baraka Islamic Bank B.S.C. Amongst his main responsibilities included Pakistan operations, Bahrain Information Technology Operations, Human Resources-Bahrain, Administration, PR and Security & Safety Departments. He also headed Group Business Process Re-Engineering, Project Management Office at BIB and ABG. He has also served as a board member of Al Baraka Bank Syria. Prior to becoming an integral part of ABG, Mr. Tareq was General Manager of Arabian Network Information Services W.L.L.

Representing Al Baraka Islamic Bank B.S.C.(c)
Mr. Azhar Aziz Dogar, Director*

Mr. Azhar Aziz Dogar has over 28 years of international banking experience that includes ME&A/GCC and Asia regions with short assignments in U.K., Netherlands and U.S.A. His banking experience encompasses credit and risk management covering all business segments inclusive of corporate/investment banking, commercial/middle market and retail. Over the years, his work also involved corporate strategy and buy-side due diligence on financial sector acquisitions. He commenced his career with Citigroup in its investment banking division and later moved to ABN AMRO Bank taking on a variety of leadership roles including Deputy Regional Risk Manager for MENA and Head of Credit Portfolio Management. Within the credit and risk management area, he has held a number of senior positions including Chief Risk Officer for DIB Capital (wholly owned subsidiary/investment banking arm of Dubai Islamic Bank), Chief Risk Officer of SAMBA Capital in Saudi Arabia and Chief Risk Officer of National Bank of Abu Dhabi for its corporate and investment banking business. Prior to joining ABG group, his last role with National Bank of Abu Dhabi was as the Chief Credit Officer for Wholesale & International Banking. He has also been a board member of Dubai Islamic Bank in Pakistan. Within banking, he has worked across 3 lines of defense - i.e., risk taking, risk oversight and risk assurance. His experience entails both working for conventional and Islamic banks. Mr. Azhar Aziz Dogar is graduate of University of Pennsylvania and Brown University, USA with a Bachelors and Masters in Economics. His Masters’ thesis was in Islamic Finance.

Representing Al Baraka Islamic Bank B.S.C.(c)
Mr. Abdul Malek Shehadeh Ibrahim Mezher, Director*

BA in Accounting from University of Jordan, Professional Certificates in Compliance and AML/CTF fields, ICGC-International Corporate Governance Certificate and GRCP - Governance, Risk and Compliance Professional Mr. Abdulmalek Mezher joined ABG in November 2019 and has over 16 years of experience in Compliance, AML/CTF, Operational Risk, Corporate Governance and Board Secretariat matters in Banking and Asset Management sectors. Prior to joining ABG, he worked for Alistithmar Capital, the subsidiary of the Saudi Investment Bank, as Head of Corporate Governance besides handling matters related to Board Affairs.
Mr. Abdulmalek Mezher holds a BA in Accounting from the University of Jordan. He has several Professional Certificates in the Compliance and AML/CTF fields. He also holds the ICGCInternational Corporate Governance Certificate, and is a GRCP – Governance, Risk and Compliance Professional. He recently obtained the CSAA – Certified Shari’a Advisor & Auditor designation.

Representing Al Baraka Islamic Bank B.S.C.(c)

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Mr. Mohamed Tareq Sadeq, Director*

Mr. Tareq is the Managing Director of Keystone Consulting Inc. W.L.L., a boutique consulting firm based in the Kingdom of Bahrain, since 2013. He is engaged in providing specialist advisory services to niche family and corporate clients as well as to high net worth individuals. Currently he is the Independent director on the Boards of Ahli United Bank K.S.C.P. Kuwait, Ahli United Bank Egypt S.A.E., Cairo, Egypt, National Bank of Bahrain B.S.C, Bahrain, Bahrain International Golf Course Co. B.S.C (c) Bahrain, Al Zayani Investments B.S.C (c) Bahrain, First Motors W.L.L., A.M. Yateem Brothers W.L.L., Bahrain, Yateem Air Conditioning W.L.L., Bahrain. Previously he served as independent director of BMI Bank, Bahrain, Ibdar Bank B.S.C. (c), Bahrain, and Ahli United Bank Limited, Dubai. Mr Sadeq served EY Middle East and North Africa (MENA) for well over 34 years and held various leadership roles with the firm from partner of the Bahrain office to senior member of the MENA leadership team - as Account and Business Development Leader and retired in 2013 as the Head of Advisory practice of the Firm. At EY he was closely involved in developing the Firm’s Assurance and Advisory practices in Bahrain and across the MENA region. During this period he spear-headed several significant initiatives for the Firm especially for the Government and Public Sector and Financial Services Sector by providing valuable insights to the various Ministries and the Central Bank of Bahrain (CBB). These include, but not be limited to, establishment of One Stop Shop for the investors, assisting the regulatory bodies, including Central Bank of Bahrain, in formulating and setting up diverse policy frameworks. He is a Chartered Accountant from the Institute of Chartered Accountants in England & Wales.

Independent Director
Mr. Azhar Hamid, Director*

Mr. Azhar Hamid is an international banker with a career spanning over 55 years with Grindlays Bank, ANZ Bank and latterly Standard Chartered Bank. He was appointed as the first Pakistani Country Head of ANZ Grindlays Bank in Pakistan in 1994. After acquisition of the Bank in 2000 by Standard Chartered Bank, he was asked to continue as the Country Head of the combined bank, retiring in 2003. After introduction of a Riba free financial system in Pakistan in 1985, he led the team that established the First Grindlays Modaraba which became the most successful and dominant Modaraba Company in the Country. Senior overseas assignments with ANZ Bank include UK, Bahrain, Jordan, and Australia. He has served on the board of Grindlays Bahrain Bank in Bahrain. Upon retirement in 2003, he served as Director Board of the State Bank of Pakistan the position that he relinquished when asked by the Government to establish a Banking Mohtasib (Ombudsman) function in the Country. He was thus the first Banking Mohtasib (Ombudsman) in Pakistan and completed his 3 years term in May 2008. He has served as Director on the Board of the Bank of Punjab, the position which he was relinquished in September 2009 and served on the Board of Burj Bank for 3 years up to end 2015. He is currently serving as a Chairman of UBL Fund Managers since July 2017. He has also served on several Pakistan Government and State Bank of Pakistan committees on economic reforms and monetary policy.

Independent Director
Ms. Aminah Zahid Zaheer, Director*

Having worked with large global conglomerates for over 30 years, she has immense exposure and diverse working experience in the FMCG, Pharmaceutical as well as the NBFI arena.
She holds over 20 years of Boardroom experience and have been a member on the board of various Private Limited companies as well as listed companies. She has completed the Directors Training Program on Corporate Governance from PICG in 2007 followed by a refresher course in 2018 and am certified by PICCG on Corporate Governance Leadership Skills. She has also completed several specialized training courses from PICG as well as the CFA Institute Singapore. She has participated as a Panelist and an expert on various platforms including the recent Survey held on Corporate Governance Practices in Pakistan by the Pakistan Institute of Corporate Governance in December 2019. She is passionate about imparting knowledge and have conducted several training sessions on the Corporate Governance environment in Pakistan at the Lahore University of Management Sciences (LUMS).
At present, she sit on the Board of ORIX Leasing Pakistan Ltd, Feroze 1888 Mills Ltd and Fauji Foods Pakistan Ltd in the capacity of an independent director. I am a member of the Audit Committee, Business Review Committee and the Chairperson for the HR Committee as well as the Risk Committees.
Having worked in a cross section of industries both locally and globally, including Food & Beverage, Pharmaceuticals, Home Cleaning, Health and Personal Care, Banking and in a NonBanking Financial Institution ( NBFI ) she has cross sector exposure. She has worked in several geographies within Asia Pacific3, including Dubai, China, Australia and most recently, in Singapore.

Independent Director
Mr. Zahid Rahim, Director*

Mr. Zahid Rahim last served Arab National Bank as the General Manager / Head of Corporate Bank. He was additionally responsible for the Financial Institution Group, Islamic banking Division, Projects and structured Finance Division and strategic investments Group which primarily comprised an Insurance company, an operating lease financing company and a home financing company all in joint venture with strategic partners. He has previous long experience of working with a major international bank - Standard Chartered Bank – over a period of 35 years, spanning nine countries over UK, Europe, Middle East, Africa and South Asia. He has held several prominent roles at Standard Chartered Bank. Whilst serving at SCB, as Chief Executive Officer for Levant, the geographic responsibility covered "Jordan, Lebanon, Israel, Palestine, Syria and Egypt”. He has also served as the Regional Head of Corporate and Institutional Banking for South Asia, based in Dubai and Jordan. In previous roles, Mr. Rahim served as the Chief Executive Officer for Pakistan (1996-2000) with overall responsibility of Sri Lanka and as Executive Director for Corporate and Institutional Banking in East Africa. He is a graduate in Arts and an Associate Member and Fellow of the London Institute of Bankers. He also holds an Honorary Fellowship from the Institute of Bankers in Pakistan.

Representing Mal Al Khaleej Investment LLC

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Mr. Ikbal Haji Karim Daredia, Director*

Mr. Ikbal Daredia has over 35 years of experience in Islamic banking. Prior to joining ICD, he was Senior Executive Director (Capital Markets and Treasury) of Ibdar Bank BSC. He was also the Global Head of Investment Banking in Bank Alkhair. He has held the positions of Acting Group CEO of Bank Alkhair and CEO of its Malaysian subsidiary Alkhair International Islamic Bank. Prior to that he was the Deputy Chief Executive Officer of Noriba, UBS's former global Islamic platform for Shari'ah compliant products and services. Prior to Noriba, Mr. Daredia worked for four years with ABN Amro Bank in Bahrain as the Global Head of Islamic Financial Services. Mr. Daredia has originated and executed several Islamic ally structured cross-border transactions for sovereign entities and corporates in Turkey, the GCC countries, the Philippines, India, Pakistan and the United Kingdom. Mr. Daredia is an Associate of the Chartered Institute of Bankers, England.

Representing - Islamic Corporation for the Development of the Private Sector (ICD)
Mr. Ahmed Shuja Kidwai,

Mr. Ahmed Shuja Kidwai is the Chief Executive Officer of Al Baraka Bank (Pakistan) Ltd and has been associated with it since 1996 in different capacities including Chief Operating Officer and Regional Manager (South). He is an international banker with extensive experience of 44 years in banking and finance especially Islamic banking, Credits, Lending, Risk Management, Corporate, Commercial Relationship Management and Back Office management. Prior to joining ABPL he has worked with Bank Al Habib, Emirates Bank International and BCCI at Karachi, Swaziland, Zambia, Kenya, UK and Italy. He holds a BS degree from Gordon College, Rawalpindi and has attended a number of international training programs and seminars. He is also a Director of Takaful Pakistan Ltd.

Chief Executive Officer  
 

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

*Subject to clearance of FPT by SBP
Shaikh Esam Mohammad Ishaq Abdul Rahman Ishaq

Sheikh Esam Ishaq is amongst the most renowned and respected Shariah scholar in the Islamic finance industry and has an international repute. Sheikh has studied in a number of Islamic study circles with various Sheikhs and students of Shariah. Presently he is an instructor of Fiqh, Aqeeda and Tafseer courses in English and Arabic, in various centers in Bahrain. He is also a graduate from McGill University. Sheikh Esam Ishaq is a Member of Shariah Board of ABPL and Shariah Supervisory Board in Al Baraka Islamic Bank Bahrain. He is also member of Shariah Supervisory Board in ArCapita, Meezan Islamic Bank Pakistan. Shariah Advisor to Bahrain Development Bank and a member of AAOIFI.

Chairman Shariah Board
Mufti Muhammad Zubair Ul Haq Nawaz

Member Shariah Board
Mufti Khalid Hasani

Member Shariah Board
Mufti Abdullah Najeeb Ul Haq Siddiqui

Mufti Abdullah Najeeb-ul-Haq Siddiqi’s association with ABPL is more than a decade old, currently he is serving at ABPL as the Resident Shariah Board Member and is the focal point in advising on routine Shariah matters of the Bank. Mufti Abdullah possess insight of the key developments in the local Islamic Banking industry and related challenges and has played an instrumental role in the Shariah structuring of Tier II Modaraba Sukuk of ABPL. He has graduated from Jamia Darul-Uloom Karachi as Aalim-e-Deen, thereafter specialized in Islamic Fiqh and Fatawa and obtained certification in Islamic Banking, Finance and Economics from the Centre for Islamic Economics (CIE). Mufti Abdullah Najeeb has also completed his LL.B and is engaged as a faculty member of Jamia Darul-Uloom, CIE and visiting faculty of Institute of Business Administration, Karachi. Mufti Abdullah Siddiqi is also a member of the AAOIFI regional committee and is had been engaged internationally with Swiss Re Takaful and locally he has association with various Islamic Financial Institutions, Mutual Funds and Takaful Companies in different advisory roles.

Resident Shariah Board Member

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Mr. Ahmed Shuja Kidwai
Chief Executive Officer
 
Mr.Muhammad Zahid Ahmed
Deputy CEO Support
 
Mr. Farhan Baig
Deputy CEO Business
 
Mr. Abdullah Ghaffar
Group Head Corporate & Investment Banking (CIBG)
Mr. Asim Asif
Group Head Commercial & SME Banking
Mr. Akif Imtiaz
Acting Group Head Retail Banking
 
Mr. Kanwar Shahzad
Head of Treasury & Financial Institutions
Mr. Muhammad Hammad Waqas
Acting Consumer Banking Head
 
Mr. Masoor Hussain Rao
Cheif Internal Auditor
Mr. Javed Husain Siddiqi
Chief Risk Officer
Mr. Tamim Shabbir
Chief Financial Officer
Mr. Shahid Sumar
Chief Information Officer
Mr. Muhammad Raza Dyer
Group Head Operations
 
Mr. Syed Amir Raza Zaidi
Chief Compliance Officer
 
Mr. Mian Shaukat Ali Arif Sirhindi
Group Head of Digital Banking
Mr. Mukkarram Jafri
Head of Human Resources
 
Ms. Rahila Esmail
Head of Corporate Communications & Marketing
 
Mr. Irfan Hassan
Company Secretary
 
 
Mufti. Abdullah Najeeb Ul Haque
Resident Shariah Board Member (RSBM)
Mr. Zahid Mushtaq Bhatti
Head of Special Asset
Management

 
Mr. Imran Zaman Khan
Head of Admin & GSD
Mr. Muhammad Saad Farooqui
Head of Shariah Compliance
Board Executive Committee (BEC):
Mr. Tariq Mahmood Kazim
Chairman – Non-Executive Director
Mr. Salman Ahmed
Member – Non-Executive Director
Mr. Zahid Rahim
Member – Non-Executive Director
Mr. Mohammed Asheque Moyeed
Member – Non-Executive Director
Board Human Resource & Remuneration Committee (BHR&RC):
Mr. Ahmed Rehman
Chairman – Independent Director
Mr. Tariq Mahmood Kazim
Member – Non-Executive Director
Mr. Abdulrahman Shehab
Member – Non-Executive Director
Mr. Mohammed Asheque Moyeed
Member – Non-Executive Director
Board Audit & Compliance Committee (BA&CC):
Mr. Mohamed Tareq Sadeq
Chairman – Independent Director
Mr. Abdulrahman Shehab
Member – Non-Executive Director
Mr. Azhar Hamid
Member – Independent Director
Board Risk Committee (BRC):
Mr. Salman Ahmed
Chairman – Non-Executive Director
Mr. Ahmed Rehman
Member – Independent Director
Mr. Zahid Rahim
Member – Non-Executive Director
Mr. Shafqaat Ahmed
Member – Non-Executive Director
Board Sustainability & Social Responsibility Committee (BS&SRC):
Mr. Tariq Mehmood Kazim
Chairman – Non-Executive Director
Mr. Azhar Hamid
Member – Independent Director
Mr. Shafqaat Ahmed
Member – Non-Executive Director
Shariah Board Committee (SBC):
Mr. Sheikh Essam Ishaq
Chairman
Mr. Mufti Bilal Ahmed Qazi
Member
Mr. Mufti Abdullah Siddiqi
Resident Shariah Board Member