Al Baraka

Customer Services: +92(021).111-113-442

Al Baraka Housing Finance

Eligible financing limits under each product category

Category	Limit
Purchase of a house	Rs. 300,000 to Rs. 20,000,000
Construction of house on a plot owned by customer	Rs. 300,000 to Rs. 20,000,000
Purchase of plot and construction of house	Rs. 300,000 to Rs. 20,000,000
Renovation of house, and	Rs. 300,000 to Rs. 1,000,000
Assets transfer facility (ATF)	Rs. 300,000 to Rs. 20,000,000

Financing Limits:

Category 1: Purchase of House/ Flat (Outright Purchase)

Bank’s share	…… 80%
Customer’s equity	…… 20%

Category 2: Construction of House (Plot already owned by the customer)

Bank’s share	…… 80%
Customer’s equity	…… 20%	(Plot value will be treated as part of equity)

Category 3: Purchase of Plot + Construction of House

Category 4: Renovation of Existing House (Minimum of Rs. 1.0 Million)

Bank’s share	…… 70%
Customer’s equity	…… 30%