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Al Baraka Group B.S.C (c) ("ABG" / the “Group”) is licensed as an Investment Business Firm – Category 1 (Islamic Principles) by the Central Bank of Bahrain. It is a leading international Islamic financial group providing financial services through its banking subsidiaries in 13 countries offering retail, corporate, treasury and investment banking services, strictly in accordance with the principles of Islamic Shariah.

The Group has a wide geographical presence with operations in Jordan, Egypt, Tunisia, Bahrain, Sudan, Turkey, South Africa, Algeria, Pakistan, Lebanon and Syria, in addition to two branches in Iraq and a representative office in Libya and provides its services in more than 600 branches. ABG’s network serves a population totaling around one billion customers.

The authorized capital of ABG is US$ 2.5 billion.

Mr. Azhar Aziz Dogar – Vice Chairman (Director Represented by Al Baraka Group B.S.C (c))
Mr. Azhar Aziz Dogar – Vice Chairman (Director Represented by Al Baraka Group B.S.C (c))

Mr. Azhar Aziz Dogar has over 30 years of international banking experience that includes ME&A/GCC and Asia regions with short assignments in U.K., Netherlands and U.S.A. His banking experience encompasses both business development and credit/risk management covering all business segments inclusive of corporate/investment banking, commercial/middle market and retail. Over the years, his work also involved corporate strategy and buy-side due diligence on financial sector acquisitions. He commenced his career with Citigroup in its investment banking division and later moved to ABN AMRO Bank taking on a variety of leadership roles including Deputy Regional Risk Manager for MENA and Regional Head of Credit Portfolio Management. Within the credit and risk management area, he has held a number of senior positions including Chief Risk Officer for DIB Capital(wholly owned subsidiary/investment banking arm of Dubai Islamic Bank), Chief Risk Officer of SAMBA Capital in Saudi Arabia and Chief Risk Officer of National Bank of Abu Dhabi for its corporate and investment banking business. Prior to joining ABG group, his last role with National Bank of Abu Dhabi was as the Chief Credit Officer for Wholesale & International Banking. He has also been a board member of Dubai Islamic Bank in Pakistan. Within banking, he has worked across 3 lines of defense - i.e., risk taking, risk oversight and risk assurance. His experience entails both working for conventional and Islamic banks. Mr. Azhar Aziz Dogar is graduate of University of Pennsylvania and Brown University, USA with a Bachelors and Masters in Economics. His Masters’ thesis was in Islamic Finance.

Mr. Abdul Malek Mezher - (Director – Al Baraka Group (ABG) B.S.C (c) Representative)
Mr. Abdul Malek Mezher - (Director – Al Baraka Group (ABG) B.S.C (c)Representative)

Mr. Abdul Malek Mezher is a Senior Vice President - Group Head of Compliance, Governance & Board Affairs and MLRO at Al Baraka Group B.S.C.(c), and is a Board Member of Al Baraka Islamic Bank, Bahrain and Al Baraka Bank, Sudan. He joined ABG in November 2019 and has almost 20 years of experience in Compliance, AML/CTF, Operational Risk, Corporate Governance and Board Secretariat matters in Banking and Asset Management sectors. Prior to joining ABG, he worked for Alistithmar Capital, the subsidiary of the Saudi Investment Bank, as Head of Corporate Governance and Board Affairs.

Mr. Mezher holds a BA in Accounting from the University of Jordan. He has several Professional Certificates in the Compliance and AML/CTF fields. He also holds the ICGC International Corporate Governance Certificate, and a GRCP – Governance, Risk and Compliance Professional. He has as well CSAA – Certified Shari’a Advisor & Auditor designation.

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Mr. Zahid Rahim –(Director – Mal Al Khaleej (MAK) Representative)
Mr. Zahid Rahim –(Director – Mal Al Khaleej (MAK) Representative)

Mr. Zahid Rahim last served Arab National Bank as the General Manager / Head of Corporate Bank. He was additionally responsible for the Financial Institution Group, Islamic banking Division, Projects and structured Finance Division and strategic investments Group which primarily comprised an Insurance company, an operating lease financing company and a home financing company all in joint ventures with strategic partners. He has previous long experience of working with a major international bank - Standard Chartered Bank – over a period of 35 years, spanning nine countries over UK, Europe, Middle East, Africa and South Asia. He has held several prominent roles at Standard Chartered Bank. Whilst serving at SCB, as C.E.O for Levant, the geographic responsibility covered "Jordan, Lebanon, Israel, Palestine, Syria and Egypt”. He has also served as the Regional Head of Corporate and Institutional Banking for South Asia, based in Dubai and Jordan. In previous roles, Mr. Rahim served as the C.E.O for Pakistan(1996-2000) with overall responsibility of Sri Lanka and as Executive Director for Corporate and Institutional Banking in East Africa. He is a graduate in Arts and an Associate Member and Fellow of the London Institute of Bankers. He also holds an Honorary Fellowship from the Institute of Bankers in Pakistan.

Representing Mal Al Khaleej Investment LLC
Mr. Youssef Wassim Aboul-Naja - (Director – The Islamic Corporation for the Development of the Private Sector – (ICD) Representative)
Mr. Youssef Wassim Aboul-Naja - (Director – The Islamic Corporation for the Development of the Private Sector – (ICD) Representative)

Mr. Youssef Aboul-Naja is internationally recognized finance professional offering 17+ years of significant experience in diverse geographic regions; primarily the Middle East, North Africa and Central Asia. He is currently serving on the Boards of Palestine Ijara Company (Palestine) and Caspian International Investment Company (Azerbaijan) as a Director, and have Honored various Financial Institutions’ Boards as Director mainly: Ansar Leasing (Azerbaijan), Kazakhstan Ijara Company (Kazakhstan) and Ijarah Management Company (Bahrain). He is a Principle, Banking Investment of The Islamic Corporation for the Development of the Private Sector – ICD as well as designated on various portfolios in the company.

He holds an MBA Degree from the University of Liverpool - UK, and a Masters in Islamic Finance Professional from INCEIF - Malaysia. His core competencies include: Private Equity Portfolio Management, Client Relationship Management, Financial Modeling, Valuations, End to End Process Improvement, Policy Drafting, Strategy Preparation, Team Leadership, Advanced Computer Skills, and Financial Analysis. He is also an Associate Certified Coach credential-holder issued from the International Coaching Federation.

Representing - Islamic Corporation for the Development of the Private Sector (ICD)
Mr. Mohamed Tareq Sadeq – (Independent Director)
Mr. Mohamed Tareq Sadeq – (Independent Director)

Mr. Mohamed Tareq Sadeq is the Managing Director of Keystone Consulting Inc. W.L.L., a boutique consulting firm based in the Kingdom of Bahrain, since 2013. He is engaged in providing specialist advisory services to niche family and corporate clients and to high-net-worth individuals.

Currently, in addition to being Chairman of the Audit and Compliance Committee and an Independent Board Member of Al Baraka Bank(Pakistan) Limited, Mr. Sadeq is a Non-Executive Director on the Board of National Bank of Bahrain B.S.C., Bahrain, an Independent Director on the Boards of Ahli United Bank K.S.C.P. Kuwait, Al Zayani Investments B.S.C (c) Bahrain, First Motors W.L.L., Bahrain, A.M. Yateem Brothers W.L.L., Bahrain and Yateem Air Conditioning W.L.L., Bahrain. Previously he served as Chairman of Ibdar Bank B.S.C. (c), Bahrain, an independent director of BMI Bank, Bahrain, Ahli United Bank Limited, Dubai, Ahli United Bank (Egypt) S.A.E. and a Non-Executive Director on the Board of Bahrain International Golf Course Company B.S.C.(c).

Mr. Sadeq served Ernst & Young (EY) Middle East and North Africa (MENA) for well over 34 years and held various leadership roles within the firm from being the Managing Partner of the Bahrain office to a Senior Member of the MENA leadership team - as Account and Business Development Leader and Head of Advisory practice of the Firm. At EY he was closely involved in developing the Firm’s Assurance and Advisory practices in Bahrain and across the MENA region. During this period, he spearheaded several significant initiatives for the Firm especially for the Government and Public Sector and Financial Services Sector by providing valuable insights to the various Ministries and the Central Bank of Bahrain (CBB). These included, but were not limited to, the establishment of One Stop Shop for the investors, and assisting the regulatory bodies, including the Central Bank of Bahrain, in formulating and setting up diverse policy frameworks.

Mr. Sadeq is a Chartered Accountant from the Institute of Chartered Accountants in England & Wales (ICAEW).

Mr. Azhar Hamid – (Independent Director)
Mr. Azhar Hamid – (Independent Director)

Mr. Azhar Hamid is an international banker with a career spanning over 56 years with Grindlays Bank, ANZ Bank and latterly Standard Chartered Bank. He was appointed as the first Pakistani Country Head of ANZ Grindlays Bank in Pakistan in 1994. After acquisition of the Bank in 2000 by Standard Chartered Bank, he was asked to continue as the Country Head of the combined bank, retiring in 2003. After introduction of a Riba free financial system in Pakistan in 1985, he led the team that established the First Grindlays Modaraba which became the most successful and dominant Modaraba Company in the Country. Senior overseas assignments with ANZ Bank include UK, Bahrain, Jordan, and Australia. He has served on the board of Grindlays Bahrain Bank in Bahrain. Upon retirement in 2003, he served as Director Main Board of the State Bank of Pakistan a position that he relinquished when asked by the Government to establish a Banking Mohtasib(Ombudsman) function in the Country. He was thus the first Banking Mohtasib (Ombudsman) in Pakistan and completed his 3 years term in May 2008. He has served as Director on the Board of the Bank of Punjab and Burj Bank. He is currently serving as Chairman of UBL Fund Managers since July 2017. He has also served on several Pakistan Government and State Bank of Pakistan committees on economic reforms and monetary policy.

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

ceo_albaraka_bank_muhammad-atif-hanif_
Mr. Muhammad Atif Hanif – (CEO)

Mr. Muhammad Atif Hanif is the Chief Executive officer of Al Baraka Bank (Pakistan) Limited. He is a seasoned banker with 24+ years of banking experience in leading banks, out of which 17 years has been with Islamic banks. He comes with a diverse banking experience including Retail and Corporate banking, both in Islamic and conventional banks including The Bank of Khyber, HBL (Islamic Banking), Dubai Islamic Bank and Bank Alfalah. Prior to starting his banking career, he had 4 years’ experience in Capital markets.

He has served as Group Head Islamic Banking in The Bank of Khyber. Within a few years a complete turnaround of the business segment was the result of his vibrant strategy and forming high powered teams which proved to be the major driver of profitability for the bank. In HBL, the assigned retail business segment was also led to develop into a leading business segment.

Mr. Hanif has also served on various boards including Khyber Pakhtunkhwa (KP) Pension & Provident Fund and as Nominee Director for BOK on the Board of Taurus Securities (Pvt.) Ltd. He has been part of the Provincial Government Committee tasked to form Industrial policy in 2021 for the province of KP involving subsidized financing schemes. Additionally, he has also been part of the Youth Commission in KP Government tasked to launch programs for development and rejuvenation of youth in the province. He has been a Founding member of Pakistan China Institute, a non- governmental, non-political Think-Tank aimed at strengthening ties between the two countries.

As Professional & Personal Interests, Mr. Hanif has several Key Publications to his credit aimed at socio-economic development in Pakistan. These include articles on Development of Home Remittance through banking channels published in The News in 2008 and 2010, which turned to be major contributor to policy making and later on the Pakistan Remittance Initiative (PRI).

His publications include Promotion of Chinese Language in Pakistan, Socio-Economic Cooperation with China. Being a strong promoter of Olive Plantation in Pakistan, he has several publications and lectures on the subject leading major developments in this sector by both private sector and Government. He has written on the Importance of Development of Specialized Higher Education Institutions specially in under developed areas of the country. Articles were mostly published in The News and other leading newspapers. He is a keen environmentalist and has been the Chairman of Horticulture Society of Pakistan, KP Chapter.

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Sheikh Esam Mohammad Ishaq

Sheikh Esam Ishaq is amongst the most renowned and respected Shariah scholar in the Islamic finance industry and has an international repute. Sheikh has studied in a number of Islamic study circles with various Sheikhs and students of Shariah. Presently he is an instructor of Fiqh, Aqeeda and Tafseer courses in English and Arabic, in various centers in Bahrain. He is also a graduate from McGill University. Sheikh Esam Ishaq is Chairman of the Shariah Board of ABPL and Member of the Shariah Supervisory Board in Al Baraka Islamic Bank Bahrain. He is also member of Shariah Supervisory Board in ArCapita, Meezan Bank Pakistan. Shariah Advisor to Bahrain Development Bank and a member of AAOIFI Shariah Board.

Chairman Shariah Board
Mufti Abdullah Najeeb Siddiqui

Mufti Abdullah Najeeb-ul-Haq Siddiqi’s association with ABPL is more than a decade old, currently he is serving at ABPL as the Resident Shariah Board Member and is the focal point in advising on routine Shariah matters of the Bank. Mufti Abdullah possess insight of the key developments in the local Islamic Banking industry and related challenges and has played an instrumental role in the Shariah structuring of Tier II Modaraba Sukuk of ABPL. He has graduated from Jamia Darul-Uloom Karachi as Aalim-e-Deen, thereafter specialized in Islamic Fiqh and Fatawa and obtained certification in Islamic Banking, Finance and Economics from the Centre for Islamic Economics (CIE). Mufti Abdullah Najeeb has also completed his LL.B and is engaged as a faculty member of Jamia Darul-Uloom, CIE and visiting faculty of Institute of Business Administration, Karachi. Mufti Abdullah Siddiqi is also a member of the AAOIFI regional committee and is had been engaged internationally with Swiss Re Takaful and locally he has association with various Islamic Financial Institutions, Mutual Funds and Takaful Companies in different advisory roles.

Resident Shariah Board Member
Mufti Muhammad Zubair Haq Nawaz

Mufti Muhammad Zubair has joined ABPL Shariah Board in July 2021. He has completed his “Takhassus fil Ifta” from Jamia Darul Uloom Karachi, Pakistan and has obtained his graduation from Baluchistan University, Pakistan.
In view of his visionary approach, knowledge of macro environment and strong understanding of Shariah, Government of Pakistan has appointed Mufti Muhammad Zubair as a Member of “Council of Islamic Ideology Pakistan” for giving advice on Islamic issues and related matters to the government and the Parliament.
Mufti Muhammad Zubair is engaged with various academic institutions as founder and administrator, he is serving as Vice President Jamia Anwaar Al-Quran and Jamia Al-Suffa, Karachi. He is also the Vice chancellor and President of Dar-ul-Ifta Jamia Al-Suffa and Chairman Al-Suffa Trust, Karachi.
Electronic and print media has been a forte of Mufti Muhammad Zubair. He is frequently invited as analyst and religious scholar on various TV Channels and has been writing columns, on critical matters, in newspapers, magazines and social media; and has been participated in global conferences in Saudi Arabia, UAE, Oman, Jordan, Syria, Tanzania, Hong Kong, Malaysia, China, and Taiwan.
Mufti Muhammad Zubair is engaged with various corporate and Investment firms. He is the Shariah Advisor of Adams Sons Group of Companies Muscat, Sultanate of Oman, Shariah Advisor Alif Investment UAE, Dubai and Shariah Advisor Segal Development Limited, USA.

Shariah Board Member
Mufti Khalid
Hasani

Mufti Khalid Hasani has joined ABPL as Shariah Board Member in 2021. He holds “Shahadah Aalamiya" from Jamia Darul Uloom Karachi and “Takhassus fil Fiqh” from Jamia Ihtishamia, Karachi along with graduation in Economics from AIOU, Islamabad.
Prior to joining ABPL, Mufti Khalid was associated with HBL Islamic Banking, Ikhlas Islamic Banking (Askari Bank Ltd) and Dubai Islamic Bank Pakistan where he has been engaged in developing Shariah compliance controls, executing Shariah reviews along with product structuring and Islamic banking trainings.
Mufti Khalid Hasani has also played supporting role in providing Shariah supervisory to various local and international IFIs (Deloitte Middle East, UBL Ameen Fund, Adamjee Takaful, State Life Takaful, Takaful Emarat, AAOIFI-CIPA Syllabus and Dar Al Shariah).
Moreover, he is the founding member of “Islamic Economic Forum " an internationally renowned social media group related to Islamic Economic & Finance Industry and has also been awarded “Upcoming Sharia Scholar of Islamic Finance for the year 2017” Cambridge Islamic Finance Analytica, UK.

Shariah Board Member

KHALID RASHID AL ZAYANI

Mr. Khalid Rashid Al Zayani Chairman Experience: 50 Years Mr. Khalid Rashid Al Zayani is the Honorary OBE in the 2014 Queen’s Honours List and also involved in other business & Government Activities viz; Chairman of Al Baraka Islamic Bank, Midal Cables Ltd, First Motors, Aluwheel, Metal Form Co., Intersteel, Gulf Closures, Imerys Al Zayani Fused Minerals, Bahrain British Business Forum, Bahrain Businessmen’s Association and Rashid Al Zayani Charitable Foundation. Mr. Al Zayani is the Honorary Chairman of the Board of Directors of Al Zayani Investments BSC ©, Zayani Motors, Euro Motors, Zayani Properties, Zayani Leasing, Bodyworks, Al Zayani Industries, Orient Motors and Bahrain Voluntary Work Society; Vice Chairman of Investcorp Bank,; Board Member of BCCI, Founding Member & Co-Chairman of U.S. Bahrain Business Council; President of CISI-Bahrain Advisory Council and Honorary Board Member of Bahrain India Society. His contributions to social and charitable activities include being a Founder and Former President of AmCham; Board Member of EDB; Founding Member & Vice Chairman of BISB; Founding member & Board Member of BKIC & NMC and Board Member of Takaful Intl. & Bahrain Credit.

Mr. Muhammad Atif Hanif
Chief Executive Officer
 
Mr. Muhammad Farrukh Aslam Chughtai
Group Head Corporate & Investment Banking
Mr. Asim Asif
Group Head Commercial, SME & Agri
Mr. Akif Imtiaz
Group Head Consumer Banking
Mr. Mohammad Khan
Group Head Retail Banking
 
Mr. Kanwar Shahzad
Group Head Treasury, FI & Home Remittance
Mr. Masroor Hussain Rao
Chief Internal Auditor
Sayed Nasir Ahmed Khizer Pasha
Chief Risk Officer
Mr. Tariq Mehraj
Chief Financial Officer
Mr. Shahid Sumar
Chief Information Officer
Mr. Muhammad Zohair Saif
Group Head Digital Banking
Syed Arif Mehtab
Group Head Operations
 
Syed Amir Raza Zaidi
Chief Compliance Officer
 
Mr. Shoaib Siddiqui
Group Head Human Resources
 
Ms. Rahila Aamir Basrai
Head Corporate Communications & Marketing
 
Mr. Shahid Mobin Siddiqui
Company Secretary & Head of Legal
 
 
Mufti. Abdullah Najeeb Ul Haque
Resident Shariah Board Member (RSBM)
Mr. Zahid Mushtaq Bhatti
Head Special Asset
Management

 
Mr. Ali Asghar Karimjee
Head Administration & Security
Mr. Muhammad Umar Pasha
Group Head Service Quality
 
Board Executive Committee (BEC):
Dr. Jehad El-Nakla
Chairman – Non-Executive Director
Mr. Azhar Aziz Dogar
Vice Chairman - Non-Executive Director
Mr. Zahid Rahim
Member - Non-Executive Director
Mr. Youssef Wassim Aboul-Naja
Member – Non-Executive Director
Ms. Aminah Zahid Zaheer
Member – Independent Director / Non-Executive Director
Board Nomination & Remuneration Committee (BN&RC):
Ms. Aminah Zahid Zaheer
Chairperson - Independent Director / Non-Executive Director
Mr. Mohamed Abdulla Abdulrahim
Member – Non-Executive Director
Mr. Abdul Malek Mezher
Member – Non-Executive Director
Board Audit Committee (BAC):
Mr. Mohamed Tareq Sadeq
Chairman – Independent Director / Non-Executive Director
Mr. Abdul Malek Mezher
Member – Non-Executive Director
Mr. Mohamed Abdulla Abdulrahim
Member – Non-Executive Director
Board Compliance Committee (BCC):
Mr. Mohamed Tareq Sadeq
Chairman – Independent Director / Non-Executive Director
Mr. Abdul Malek Mezher
Member – Non-Executive Director
Mr. Azhar Hamid
Member – Independent Director / Non-Executive Director
Board Risk Committee (BRC):
Mr. Azhar Hamid
Chairman – Independent Director / Non-Executive Director
Mr. Youssef Wassim Aboul-Naja
Member – Non-Executive Director
Mr. Mohamed Abdulla Abdulrahim
Member – Non-Executive Director
Board IT, Digital and Information Security Committee (BITD&IS):
Mr. Azhar Aziz Dogar
Chairman – Non-Executive Director
Mr. Zahid Rahim
Member – Non-Executive Director
Ms. Aminah Zahid Zaheer
Member – Independent Director / Non-Executive Director