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Al Baraka Mahana Barkah Account

Al Baraka Mahana Barkah Account

If you are salaried, self employed, professional or even retired, this is the savings account for you. Ideal for individuals who wish to:

    • Place their savings in a Shariah compliant savings scheme.
    • Save on regular basis and expect good returns on daily balance.
    • Have the liberty of having no limitation on cash withdrawals.
    • Invest with an absolute peace of mind!

Features and Privileges

    • To qualify for Al Baraka Mahana Barkah Account profit rate minimum balance of PKR 10,000 and maximum of PKR 5.0 million is required to be maintained during that month otherwise normal savings account rate will be applicable.
    • Profit calculation on daily balance and credited in the account on monthly basis.
    • Free first Al Baraka Union Pay Debit Card.
    • Free e- statement.
    • Free Phone banking services through which you can get pay orders, cheque books, stop payments, ATM card replacement, duplicate bank statements at an exceptional discount.
    • All other charges as per bank’s Schedule of Charges.


Al Baraka Mahana Barkah Account is offered on the basis of Mudarabah principles of Islamic Banking. Mudarabah is a special kind of partnership where one partner gives money to another for investing in Shariah compliant avenues. The investment comes from the first partner who is called Rabb-ul-mal (Customer), while the management and work is an exclusive responsibility of the other, who is called Mudarib (Bank).

The Bank will announce weightages and profits sharing ratios 3 days before the beginning of the month. The Bank will share the profit at the gross income level and will subsequently credit the proportionate profit in the customer’s account at the end of the month. In case of loss, the customer will bear the loss as per the ratio of his investment.

Latest profit sharing ratios and weightages are available on our website or can be obtained from any branch of Al Baraka Bank.