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Al Baraka UnionPay Debit card

We, at Al Baraka, constantly strive to enhance your banking experience by providing innovative Shariah compliant products and services to suit your needs.
Al Baraka has partnered with ‘UnionPay International’, to give you the ‘Al Baraka UnionPay Debit Card’, which not only provides you instant access to over 14,000 ATMs throughout the country, but also allows you to transact freely at over 30,000 merchant locations in Pakistan. Internationally, UnionPay is accepted in more than 150 countries across the globe.
Now, you don’t have to carry cash, while shopping, dining or fueling your car. Look for the UnionPay logo (similar to the one on your Debit Card) and use your card with absolute ease and comfort. Your new Al Baraka UnionPay debit card enables you to benefit from a host of services including cash withdrawal, balance inquiry, mini-statement, funds transfer (within Al Baraka), Inter Bank Funds Transfer and Utility Bill Payment Services through ATM. (conditions apply).


You can avail the following set of card limits on your Al Baraka UnionPay Debit Card:

Description Al Baraka UnionPay
Silver Debit Card
Al Baraka UnionPay
Gold Debit Card
Cash Withdrawal
PKR 40,000/-
PKR 75,000/-
Point of Sale (PoS)
PKR 75,000/-
PKR 100,000/-
  Inter Bank Funds Transfer   
   PKR 250,000/- (per day)   
   PKR 250,000/- (per day)   
  Funds Transfer within Al Baraka   
   PKR 250,000/- (per day)  
   PKR 250,000/- (per day)   

The fee will be applicable as per the prevailing Schedule of Bank Charges.



To activate your card, please contact our 24 x 7 customer services helpline at 111-113-442 (from a pre-registered number). A dedicated Phone Banking Officer will activate your Debit card after necessary verification and will facilitate you in generating your PIN. The PIN will be used on ATMs as well as on Merchants for Point of Sale Transactions.